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The best way to predict the future is to create it

– Abraham Lincoln

Founded in 2017 as a fiat-crypto-mobile wallet App project, DEMARS has gone from “just another FinTech app” to a hardcore focus on solving the high cost of financial transactions within and to sub-Saharan Africa.

An initial foray into building a cross border payment network was a complete disaster. After creating a prototype “low data” blockchain network, a patent was submitted, but by the end of 2018, the company was bankrupt, and most of the team had to disband.

Yet it is too great a cause, and what remained of the team decided to forge on and build products and user experiences on the Stellar network—existing technology that is tried and tested and fit for the purpose.

The objective is to achieve affordable and accessible financial services for all, which will undoubtedly become a reality. And we firmly believe it will happen far faster if we partner with and serve existing, regional, community focused financial institutions than try to do it on our own


African Tech Summit Kigali

Startup Competition



Seamless Southern Africa

Startup Pitch Competition



Southern Africa Startup Awards

Mauritian Startup of the year